3. O custo do banho pode ser calculado pela expressão \( G=\frac{P \cdot H \cdot D}{1000} \), onde \( G \) é o gasto e energia, \( P \) é a potência do chuveiro, \( H \) é o tempo em horas de funcionamento e \( D \) é a uantidade de dias. \( O \) consumo mensal do banho nas seguintes situaçöes: \( P=5000 \mathrm{~W}, \mathrm{H}= \) h e \( D=30 \) dias, é: \( \begin{array}{llll}\text { 1) } 150 \mathrm{kwh} . & \text { B) } 150.000 \mathrm{kwh} & \text { C) } 5031 \mathrm{kwh} & \text { D) } 5,031 \mathrm{kwh} .\end{array} \)

Phil is shopping for an annuity that guarantees he CANNOT outlive the benefits. Which of these benefit options would he choose?Accelerated lifetime benefitGuaranteed lifetime withdrawal benefitRight of income riderGuaranteed minimum accumulation benefit

personal finances one uses a budget to know what monies is entering and monies that are being invested ion that is needed to be tracked and/or documented can be put into Excel to give the creator and their com inamces handled for operations. The arrangement of the columns and rows are places that information is pl on easier to read and even calculate. I do not think I ever used colors for the cells before. I have used borde tention to specific areas of a budget. Some of the expenses to be included on a budget created through Exce age, groceries, and monthly expensives. It is a great idea to prioritize and list in the columns according to ho are and how soon they may be due. Some of the functions used that I think are very helpful are the charts a hey give a better visual display for where the resources are going. This helps the person or company to make

"In addition, she said banks operating in Africa need to have a more end-to-end approach to risk management, considering bankability at all stages." As a followe up to Question 1 above and in addition to the solutions recommended in the anticle, recornmend how Southern African financial institutions can improve their risk management strategy.

The original price of a tablet was \( \$ 550 \). During a sale, Melvin was given a 30\% discount for the tablet. How much did he pay for the tablet?

Suppose you want to have \( \$ 700,000 \) for retirement in 25 years. Your account earns \( 4 \% \) interest. a) How much would you need to deposit in the account each month? b) How much interest will you earn?