STION5 Your mother bought you a cell phone that cost her R 3599 and on top of that she pald a standing VAT of \( 25 \% \). How much did it cast her to get the cell phone for you or how much the selling price of the cell phone? 2. Mr Mbatha earns a salary of R 15600,00 per month. He spends \( 6 \% \) more than he earns ever month. Calculate how much must he borrow each month to balance his monthly budget. 5.3. For the book that taiks about the struggle of nearly 300 years of the black man in America that, so many people want to have in their book shelf at a cost price of \( 32 \mathrm{US} \$ \). How much will it cost in South rand at an exchange rate of 1 US \( \$=R 19,78 \) ?

The total cost of the cell phone, including the \( 25\% \) VAT, is calculated by adding the VAT to the original price. So, the VAT amount would be \( R 3599 \times 0.25 = R 899.75 \). Therefore, the total cost is \( R 3599 + R 899.75 = R 4549.75 \). Mr. Mbatha earns R 15600 but spends \( 6\% \) more, which is \( R 15600 \times 0.06 = R 936 \). Therefore, his total expenditure is \( R 15600 + R 936 = R 16536 \). To balance his budget, he needs to borrow \( R 16536 - R 15600 = R 936 \) each month. For the book costing \( 32 \mathrm{US} \$\), the total in South African Rand can be calculated as \( 32 \times R 19.78 = R 632.96 \). So, it would cost R 632.96 to buy that book at the current exchange rate.