Question
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(b) Kate menyimpan RM2 000 dengan faedah \( 3 \% \) dikompaun setiap tahun. Hitung jumlal wang simpanan Kate selepas 4 tahun. Kate deposited RM2 000 with interest \( 3 \% \)

Ask by Murphy Weston. in Malaysia
Mar 11,2025

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Tutor-Verified Answer

Answer

Kate will have approximately RM2,251.02 after 4 years.

Solution

1. Formula: \[ A = P(1 + r)^n \] 2. Substituting the given values: \[ P = 2000,\quad r = 0.03,\quad n = 4 \] \[ A = 2000(1 + 0.03)^4 = 2000(1.03)^4 \] 3. Calculating \((1.03)^4\): \[ (1.03)^4 \approx 1.1255 \] 4. Final amount: \[ A \approx 2000 \times 1.1255 = 2251.02 \] Kate akan mempunyai kira-kira RM2251.02 selepas 4 tahun.

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The Deep Dive

Setelah 4 tahun, jumlah wang simpanan Kate dapat dikira dengan menggunakan formula faedah kompaun: \( A = P(1 + r)^n \), di mana \( A \) adalah jumlah akhir, \( P \) adalah jumlah awal (RM2,000), \( r \) adalah kadar faedah (0.03), dan \( n \) adalah tempoh (4 tahun). Jadi, \( A = 2000(1 + 0.03)^4 \) = RM2,000 × 1.1255 = RM2,251. Jadi, selepas 4 tahun, Kate akan mempunyai lebih kurang RM2,251 dalam akaunnya. Menarik, bukan? Ini menunjukkan betapa kuatnya kesan faedah kompaun dalam jangka masa yang lebih panjang!

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