Question
Which of these could you find on a credit report? Check all that apply. previous address current employer highest level of education completed bankruptcy and a civil court case monthly income late credit card payments
Ask by Stephens Lambert. in the United States
Jan 30,2025
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Answer
You can find the following on a credit report:
- Previous address
- Current employer
- Bankruptcy and civil court cases
- Late credit card payments
Items not typically included are:
- Highest level of education completed
- Monthly income
Solution
On a credit report, you can find the following items:
1. **Previous address**
2. **Current employer**
4. **Bankruptcy and a civil court case**
6. **Late credit card payments**
**Not typically included on a credit report:**
- **Highest level of education completed**
- **Monthly income**
**Summary:**
- ✅ Previous address
- ✅ Current employer
- ✅ Bankruptcy and a civil court case
- ✅ Late credit card payments
- ❌ Highest level of education completed
- ❌ Monthly income
**Explanation:**
- **Previous Address & Current Employer:** Credit reports include personal identification information such as past and current addresses and employment history to help verify your identity.
- **Bankruptcy and Civil Court Cases:** These are public records that impact your creditworthiness and are therefore included in credit reports.
- **Late Credit Card Payments:** Payment history is a crucial component of your credit report, detailing any late or missed payments.
- **Highest Level of Education & Monthly Income:** These details are **not** typically included in credit reports. While some financial institutions might ask for income information separately during applications, it isn't a standard part of the credit reporting process.
Answered by UpStudy AI and reviewed by a Professional Tutor
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Simplify this solution The Deep Dive
When you check your credit report, prepare to see a mosaic of your financial history! You’ll find previous addresses, current employers, as well as treasures of trouble like bankruptcies and civil court cases. They'll help potential lenders picture your fiscal reliability. Now, about those late credit card payments – they’ll definitely make an appearance and can impact your score significantly! However, you won't find details like your highest level of education completed or your monthly income, as they’re kept in other reports, leaving credit reports to focus more on your borrowing habits.
