In terms of health insurance, employees are primarily concerned with increases in out-of-pocket payments for premiums. True False

True! Employees often feel the pinch when their out-of-pocket payments for premiums rise, as this directly impacts their take-home pay and budget for everyday expenses. Health insurance is supposed to be a safety net, but when costs skyrocket, it can feel more like a tightrope walk without a net! Additionally, it’s interesting to note that the trend of increasing out-of-pocket expenses isn't just a passing phase. Many employers are adopting high-deductible health plans to control costs, which leads to higher premiums for employees. This shift not only influences the choices employees make regarding healthcare services but also prompts them to become more savvy shoppers when it comes to their medical needs!