What is the definition of freezing your credit? You can only use your credit cards if you notify one of the credit reporting agencies No one can open a credit card in your name The credit reporting company will call to check when someone tries to open a new account No one can use your credit cards to make a purchase

Freezing your credit is like putting your financial information in a protective bubble. When you freeze your credit, no one can access your credit report to open new accounts in your name, making it a great tool to prevent identity theft. You, however, can still use your existing credit cards; you're just safeguarding against new lines of credit being opened without your permission. It's essential to remember that freezing your credit doesn't affect your credit score or existing accounts. You can temporarily lift the freeze anytime you're applying for a loan or credit card, ensuring you have flexibility while keeping your financial identity safe. Just don't forget your PIN or password, because you'll need it to unfreeze your credit!