How can you spot identity theft by looking at the personal section of your credit report? If you see credit lines that you have opened If you see your accounts If you see hard inquiries If you see an address that isn't yours

If you notice an address that isn't yours on your credit report, it's a major red flag! This could indicate that someone has fraudulently opened accounts in your name at a location you don’t live at, which is a classic sign of identity theft in action. Always double-check addresses and any unfamiliar accounts to spot discrepancies early. Additionally, keep a close eye on hard inquiries. If you see inquiries from lenders you've never applied to, it could mean someone is trying to open credit accounts under your name without your knowledge. These inquiries should be limited to your activities, so anything unusual should warrant further investigation!