Janet wants to make several energy-efficient changes to a home constructed in 1975 that she wishes to purchase, including installing solar panels, new insulation, and an energy-efficient air conditioner. She can seek which of the following to finance the improvements? A) ESM B) EIM C) ETM D) ARM

\[ \textbf{Step 1: Understanding the Problem} \] Janet wants to purchase a home from 1975 and make energy-efficient improvements such as installing solar panels, new insulation, and an energy-efficient air conditioner. For such renovations, a specific financing product is often available that can help cover both the purchase cost of the home and the improvements. \[ \textbf{Step 2: Recognizing the Financing Option} \] Energy-efficient home improvements can be financed using a type of mortgage that incorporates the cost of energy efficiency upgrades into the home loan. This product is often referred to as an \(\textbf{Energy Savings Mortgage (ESM)}\) or an energy-efficient mortgage. It is designed to help homeowners finance energy-saving improvements and typically allows the additional cost of these upgrade measures to be added to the mortgage. \[ \textbf{Step 3: Matching the Financing Option with the Given Choices} \] The choices provided are: - \( \textbf{A) ESM} \) - \( \textbf{B) EIM} \) - \( \textbf{C) ETM} \) - \( \textbf{D) ARM} \) Since \( \textbf{ESM} \) stands for Energy Savings Mortgage, which fits the purpose of financing energy-efficient improvements, this is the correct answer. \[ \textbf{Conclusion:} \] Janet should seek an \(\textbf{Energy Savings Mortgage (ESM)}\) to finance the improvements. \[ \boxed{A} \]