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  1. กู้เงิน 5,000 บาท ต้องใช้เงินคืนเป็นเงินรวม 6,000 บาท ในเวลา 1 ปี คิดอัตราดอกเบี้ยเท่าใด aron

Ask by Gonzalez Elliott. in Thailand
Mar 27,2025

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อัตราดอกเบี้ยที่ต้องจ่ายคือ 20%

Solución

เรามีข้อมูลดังนี้:
  • เงินกู้ § = 5,000 บาท
  • เงินที่ต้องคืนรวม (A) = 6,000 บาท
  • เวลา (t) = 1 ปี
เราต้องการหาดอกเบี้ย (I) และอัตราดอกเบี้ย ® โดยใช้สูตร:
จากนั้นเราจะใช้สูตรดอกเบี้ย:
เราจะคำนวณดอกเบี้ย (I) ก่อน:
Calculate the value by following steps:
  • step0: Calculate:
  • step1: Subtract the numbers:

    ดอกเบี้ย (I) ที่ต้องจ่ายคือ บาท
ต่อไปเราจะใช้สูตร เพื่อหาค่าอัตราดอกเบี้ย ®:
เราจะแก้สมการนี้เพื่อหาค่า :
Calculate the value by following steps:
  • step0: Calculate:
  • step1: Reduce the fraction:

    อัตราดอกเบี้ย ® คือ หรือ
เพื่อแสดงเป็นเปอร์เซ็นต์ เราจะคูณด้วย 100:
ดังนั้น อัตราดอกเบี้ยที่ต้องจ่ายคือ

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เพื่อคำนวณอัตราดอกเบี้ยที่ใช้ในการกู้เงินนี้ เราสามารถใช้สูตรดอกเบี้ยที่ง่ายที่สุด ซึ่ง คือดอกเบี้ยทั้งหมด, คือจำนวนเงินกู้, คืออัตราดอกเบี้ย, และ คือระยะเวลาที่กู้เงิน (ในปี) จากคำถามนี้ เรามี บาท, บาท และ ปี ดังนั้น
จากนั้นเราสามารถหาค่า ได้ดังนี้:
หรืออัตราดอกเบี้ยคือ 20% ต่อปีนั่นเอง!

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