Pregunta
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1 Karina keeps excellent records and always knows precisely how much is in her bank account. However, when she receives her bank statement, she's surprised to see that she has been charged a \( \$ 5.00 \) overdraft fee. After reviewing her well-kept records, she cannot find anything that is incorrect. Which would be the best action for Karina to take? Review her records again. Wait for the bank to call her. Ignore the fee because it is relatively small. Check her records against her bank statement.

Ask by Salinas Morgan. in the United States
Feb 21,2025

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Karina should check her records against her bank statement to verify the overdraft fee.

Solución

To determine the best action for Karina to take regarding the unexpected overdraft fee, let's analyze the options provided: 1. **Review her records again.** - While it's always good to double-check, she has already done this and found no discrepancies. 2. **Wait for the bank to call her.** - This is not proactive. It’s unlikely the bank will reach out to her about a fee unless she contacts them first. 3. **Ignore the fee because it is relatively small.** - Ignoring the fee may lead to further issues, especially if it is a recurring problem. It’s better to address it. 4. **Check her records against her bank statement.** - This is a logical step. Comparing her records with the bank statement can help identify any discrepancies or errors that may have led to the overdraft fee. Given these considerations, the best action for Karina to take is to **check her records against her bank statement**. This will allow her to verify the accuracy of both her records and the bank's charges, and it may help her identify the source of the overdraft fee.

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Mind Expander

It's time for Karina to roll up her sleeves and check her records against her bank statement! This step is crucial because even the best record-keepers can occasionally miss a small detail. There may be transactions she forgot to note or even a mistake on the bank's end. By aligning her records with her bank statement, she'll uncover where the discrepancy lies, making it easier to address the fee. If Karina finds an inconsistency, she should prepare to take action. This could involve contacting her bank with evidence of her records or disputing the fee based on the findings. It’s about being proactive and ensuring her finances reflect reality, and who doesn’t feel better when everything adds up perfectly?

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