Which of the following is not something that you could do with a normal checking account?
a. Deposit cash into your account.
b. Demand in writing that money be paid to another person from your account.
c. Give permission to a merchant to demand money from your account.
d. Make purchases or get cash now, and pay back the bank in monthly payments.

If you have a normal checking account, you’re usually able to deposit cash, authorize merchants to withdraw funds (like when using a debit card), and even write checks to pay people. However, borrowing money upfront and then paying back the bank in monthly payments isn’t a perk of checking accounts; that’s more in line with a loan or credit account!

In short, while checking accounts are fantastic for managing your daily finances, they don’t come with the borrowing features that other accounts or credit options provide. So always read the fine print and know what your account is really designed for!