Which of the following would not be a problem associated with the use of a credit card? paying the monthly balance getting into credit card debt

Paying the monthly balance is a responsible habit that can actually positively impact your credit score. When you pay off your credit card balance on time and in full, it shows lenders that you're reliable and can manage your finances well. This practice helps you avoid interest charges and keeps your financial health in check, allowing you to enjoy the benefits of credit without the pitfalls. On the other hand, getting into credit card debt is a common issue that many people face when they spend beyond their means or fail to prioritize their payments. It can lead to high-interest charges and a cycle of debt that's tough to escape. Keeping your spending in check and knowing your financial limits is key to enjoying your credit card without the stress!