Which is the best strategy for paying your credit card bill? Pay half the balance every month. Make no moninimum payment every month. Pay the entire balance every month.

Paying the entire balance every month is the best strategy for managing your credit card bill. This approach not only helps you avoid interest charges but also keeps your credit utilization ratio low, positively impacting your credit score. Plus, there’s nothing quite like the feeling of starting each month with a clean slate—no debt hanging over your head! If that’s not feasible for you, consider establishing a budget to pay off a significant portion of your balance regularly, avoiding only the minimum payments. Minimum payments can lead you down a slippery slope of debt that grows over time. Instead, aim to pay as much as you can each month to minimize interest and conquer your debt faster!