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Se invierte en un fondo \( \$ 55.000 .000 \),que ofrece una tasa Nominal del \( 20.7 \% \) con pago de intereses simples cuatrimestralmente, el valor de los intereses ganados después de cuatro años y cuatro meses es de

Ask by Greene Mcguire. in Colombia
Mar 15,2025

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Después de 4 años y 4 meses, se ganan \$49,335,000 en intereses.

Solución

1. Se tiene un capital inicial de \[ P = \$55\,000\,000. \] 2. La tasa nominal anual es \[ i = 20.7\%. \] 3. Como los intereses se pagan de forma simple cada cuatrimestre y un año tiene 3 cuatrimestres, la tasa de interés por período (cuatrimestre) es \[ i_{\text{cuat}} = \frac{20.7\%}{3} = 6.9\% = 0.069. \] 4. El tiempo total de la inversión es de 4 años y 4 meses. Considerando que 1 año tiene 3 cuatrimestres, 4 años equivalen a \[ 4 \times 3 = 12 \text{ cuatrimestres}, \] y 4 meses corresponden a 1 cuatrimestre. En total, se tienen \[ n = 12 + 1 = 13 \text{ períodos}. \] 5. Dado que se utilizan intereses simples, el monto de intereses generado en cada período es constante y se calcula por \[ I_{\text{periodo}} = P \times i_{\text{cuat}} = \$55\,000\,000 \times 0.069 = \$3\,795\,000. \] 6. Por lo tanto, el valor total de los intereses ganados después de 13 cuatrimestres es \[ I_{\text{total}} = n \times I_{\text{periodo}} = 13 \times \$3\,795\,000 = \$49\,335\,000. \] Respuesta: Los intereses ganados después de 4 años y 4 meses son de \[ \$49\,335\,000. \]

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Para calcular los intereses ganados en un fondo de \( \$ 55.000.000 \) con una tasa nominal del \( 20.7\% \) y pagos de intereses simples cuatrimestralmente, utilizamos la fórmula del interés simple: \[ I = P \times r \times t \] Donde: - \( P \) es el capital (o monto inicial) = \( \$ 55.000.000 \) - \( r \) es la tasa de interés por período = \( \frac{20.7\%}{3} = 6.9\% = 0.069 \) (ya que hay tres cuatrimestres en un año) - \( t \) es el número de períodos (cuatrimestres) en 4 años y 4 meses = \( 4 \, \text{años} \times 3 + 1 \, \text{cuatrimestre} = 12 + 1 = 13 \) Ahora calculamos el interés: \[ I = 55,000,000 \times 0.069 \times 13 = 55,000,000 \times 0.897 = 49,335,000 \] Así que el valor de los intereses ganados después de cuatro años y cuatro meses sería de \( \$ 49.335.000 \).

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