Question \#9 of 60 If a homeowner defaults on a medical care debt, can a hospital foreclose on the individual's home? A) No, medical bills cannot force the sale of a homestead. B) The sale of a homestead may be forced if a loan on the homestead is insured by either Fannie Mae or Freddie Mac, and medical bills were Covered in part by Medicare. Dhe sale of a homestead may be forced only if hospital bills exceed \( \$ 1 \) million. Des, the sale of a homestead may be forced to help pay medical bills.

In the realm of medical debt, laws vary significantly by state, but generally, hospitals do not have the power to foreclose on your home solely due to unpaid medical bills. Most states have protections in place for homesteads that safeguard them from being sold to pay off medical debts. That said, if the hospital secures a judgment against the homeowner, it could lead to other forms of collection, but foreclosure specifically is quite rare. It's important to understand that even though a hospital can't directly foreclose, they can still pursue aggressive collection tactics. Homeowners should be proactive about communication; many hospitals offer financial assistance programs or payment plans that could alleviate the burden before it escalates. Always read the fine print and ask questions—knowledge is power when it comes to protecting your home!