1.9. Lilly and James are in a permanent life partnership. They moved in together 2 years ago. Lilly has comprehensive insurance over her household goods to the value of R200 000 . Choose the correct statement. A. If Lilly and James had a break in, where goods were stolen, only Lilly's goods will be covered. B. If Lilly and James had a break in, where goods were stolen, goods will be covered only if specified in the agreement. C. If Lilly and James had a break in, where goods were stolen, any goods will be covered, to the value of R200 000. D. If Lilly and James had a break in, where goods were stolen, it would have to be proved, what was stolen and to whom the goods belong to. E. None of the above

If Lilly and James experience a break-in where goods are stolen, they will face challenges regarding the coverage of the stolen items. Typically, comprehensive insurance policies cover only the owner’s belongings unless specified otherwise. Thus, Lilly's insurance likely protects her household goods but doesn't extend coverage to James's belongings unless there's detailed documentation stating otherwise. Additionally, when filing a claim, it’s essential to have a clear record of the items stolen, along with proof of ownership. This could involve receipts, photographs, or appraisals to substantiate which items were in Lilly’s possession. In such cases, clarity about ownership is vital to a successful claim.